Equity and Financial Freedom

Maxim of Equity: He who does equity must come with clean hands.
“this is NOT legal advice”

Understanding and applying equity principles is not a game. People can get into trouble if they don’t know what they are doing. However, once you grasp the concepts, it can become quite engaging and even enjoyable: Equity and Financial Freedom

Knowledge and Preparation: Within equity, knowledge and preparation are essential. You may be required to attend court, which is normal and should not be intimidating once you understand the processes and your reasons for being there. While there is no guaranteed remedy or certain path, due process of the law and legislation must be followed by those making claims, as well as by the court’s duties and obligations.

Guide Overview: This guide aims to assist you in navigating the complexities of equity. By knowing some specifics and having a clear understanding of what must be done and how to correctly challenge a claimant, you can stand confidently as the beneficiary you are.

Equity and the Law: Understanding Your Rights

Equity follows the law. This law is the settled law of the land, also known as common law. As equity follows common law, it is secondary to it and comes into play if there is any discrepancy. Equity can be heard in all courts since the Judicature Act.

Section 25 of the Judicature Act: This section addresses potential conflicts between common law and equity. It states that if there is any conflict between these principles, equity will prevail.

Since there is a trust in play (as depicted in our “Three Trust Certainties” diagram), there are two objects and two sets of rules. Essentially, a beneficiary receives the benefits, and a trustee is legally responsible.

Using specific legislation correctly allows us to demonstrate that a claimant has no right to a claim (chose) because they operate on the legal side of the trust, while the beneficiary sits on the equitable side.

Key Points:

A claim cannot be brought against a beneficiary by a trustee or its agent.
Without a chose, there is no claim. Trustees and agents cannot claim against a beneficiary.
Any attempt to claim is a breach of trust, entitling the beneficiary to restitution.

By asking pertinent questions through a correctly formatted Data Subject Access Request (DSAR), which an agent is legally obliged to respond to under specific legislation, we can prove that the agent (acting for the trustee) has no chose.

Agents are everywhere: debt collection agents, billing agents, and HMCTS as an agent to the Ministry of Justice. When you start to see it, you see it for what it is—an illusion.

How to: Equity and Financial Freedom

With the correct information, you can start understanding equity and trust law. Learn how to use the equitable side of the trust and not be held to the legal/responsible side.

Key Concepts:

Specific Legislation: Understand and use the specific legislation relevant to equity and trust law.
Financial System Reality: Realise there is no “money” used in our financial system as traditionally understood.
Beneficiary Role: Embrace your role as the beneficiary and conduct yourself accordingly. It is not difficult once you start correctly.

Operating as a Beneficiary: Find out what it means to use the title of the beneficiary and operate in the jurisdiction of equity, as opposed to at law, where the game is rigged in favour of the legal society. Learning these fundamentals can save you time, frustration, and cost. Even if you already have a good understanding, there will be lightbulb moments. For those new to equity, this will set you on the right path to financial freedom.

Current Financial Challenges: There are huge price hikes as all the additional cash and quantitative easing pumped into the economy during the lockdown are absorbed by the goods we buy, causing inflation. The goods act as sponges absorbing the cash and driving prices up. Part of the agenda is debt slavery. Learn how to make payments, settle bills from the billing agent (utilities), and understand how the trust works, including the positions and agency. Once you understand, you shall become financially free.

Tools for Equity and Financial Freedom: Should you desire, you will have the tools to not only legally prevent further action but also to enter a counterclaim for substantial amounts. Imagine restitution—pay-back time for you?

Explore More: To see what is on offer, please read these pages…

Note: The information is relevant to England & Wales legislation. There are members in our Facebook group (Law and Remedy) working on similar issues in different countries.

Challenge All Claims with Equity Law: Discover what is required for any claim to be valid and who can collect on any claim. You will find that almost all of these attempts are illegal. See why here

Utility Payments: Learn how to use the tear-off Bank Giro Cheque at the bottom of utility statements to pay, conserving your earned cash [request this if needed]. Learn more here

Council Tax: Understand the legality of Council Tax, the process to reclaim payments, and address current or past issues. Discover more here

Penalty Charge Notices (PCN): Differentiate between Council and private company-issued PCNs, and learn how to prove there is no right to a claim. Find out more here

Understanding the System: Gain a deep understanding of the system’s workings, providing context to other modules and how everything ties together. Explore here

Customer Testimonials

Life-Changing Knowledge "After some initial issues receiving the bundle, the information I've reviewed so far has been immensely helpful and well worth the investment. The case law included is relevant and saves a lot of time. I've learned to avoid payments for water, council tax, and utilities. This resource is a huge learning curve but invaluable for those wanting to break free from corrupt demands. Highly recommended!"

Elevating Expertise "I absolutely love your content! I am knowledgeable but aim to take my learning to a higher level. Your resources have been invaluable in helping me serve others better."

Practical Solutions "Understanding Equity Essentials helped me out with HMRC. They eventually sent the giro for a fine, thanks to your guidance. This has been a significant relief, especially amidst a complaint situation with ICO. Your support made a difference!"

Empowering Tools "This information has been a godsend. Your DSARs have helped me with three 'bailiffs' in County court and council tax issues. The equity spreadsheet is wonderfully constructed, and the BGC method works perfectly with no pushback. Your content has upgraded my brain and my approach to legal challenges."

The Trust Creation Instruction Pack is a clear, concise, and well-structured guide that made understanding the complexities of trust creation surprisingly straightforward. The templates were especially useful, easy to modify, and came with clear instructions, making the whole process less daunting. The section on drafting a trust deed was thorough and gave me a full picture of what’s required, which was incredibly helpful. The guide’s chronological flow and clarity of language made it easy to navigate and digest. While the pack is a fantastic introduction to the world of trusts, I found myself with a few questions around tax efficiency and the differences between statutory and private trusts. However, I suspect that the Advanced Trust Strategies Guide would provide the deeper insights I’m looking for on those more complex topics. Overall, this is a great starting point for anyone looking to understand and create their own trust, and I’m looking forward to diving into the next guide to build on this foundation.

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Start Thinking Differently as a Beneficiary

Once you begin to think differently as a beneficiary, you’ll see the illusion for what it is. You have the legislation to back you up.

Your time is most precious. Free it up by understanding how you ought to be living your life—free of artificial financial encumbrances.

If this resonates with you, please explore the links above.

As with all our information, any updates are granted to all those who gift. You’ll always have the latest information at hand.

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“Embark on a journey to a brighter future with our guidance. The insights we provide offer a blueprint for a life of financial independence. Once you fully grasp and apply these principles, you’ll unlock a new level of freedom. We’re here to support you along the way, ensuring you can effectively implement what you’ve learned.”